MANY Gambians have access to mobile phones and Gambia is lucky to have a vibrant mobile phone network with several large companies providing good service,BAYBA in Gambia is I understand owned by TRUST BANK,this money transfer works well in some African countries Gambia is very well positioned to expand on this new technology,creating jobs and new programmes,much easier than having to take loads of paper money around,any development happening on that front
There is interesting news on this from Barclays (UK) on this yahoo webpage: